1. Shariah Compliance: The solution must adhere to core Islamic finance principles, ensuring that no interest (Riba) is charged, and it must promote risk-sharing, fairness, and transparency.
2. Financial Inclusion: The solution should be accessible, allowing individuals from different economic backgrounds to participate, including those in underserved or unbanked communities.
3. User-Centric Design: The feature must be simple, intuitive, and capable of managing diverse financial needs, with user-friendly interfaces and automated functionalities to minimize manual intervention.
4. Community and Trust Building: The feature should foster a sense of community and mutual trust among participants, ensuring that they have a transparent and fair process for saving and borrowing.
5. Smart Automation: Automation of contributions, payouts, and disbursements should be built into the system, along with a method to ensure timely collection of funds.
Expires on January 06, 2025
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